Does your home have a mold problem? You may not think it does, but you would be surprised if you had your entire home evaluated by a mold inspection team to get the facts. Are you willing to find out? If you’re familiar with the EPA, they would tell you how dangerous and damaging indoor mold can be. Furthermore, they would tell you that the majority of homes have a mold problem.
Did you know that mold doesn’t cause everyone to experience symptoms? In fact, just because you’re not getting sick from mold doesn’t mean that there isn’t a major mold problem that is damaging your home. When there is one, don’t think you’re going to run to your insurance company in order to get them to do something about the problem.
Insurance companies don’t usually cover mold problems, which means you’re on your own. However, there is usually an option for you to opt for mold insurance if you want to have it included in your homeowners insurance policy. If you live in a climate where mold can be a problem, then you might want to have this type of coverage. Where I live, we need mold insurance and it is included in our coverage. Our condos are on the ocean, but while we have this insurance, the deductible is rather high.
Mold is only one part of the problems that homeowners can have when it comes to indoor air quality. When you have seen mold, remember that you must use proper cleanup methods so that you’re not spreading the mold. Many people try to clean up the mold without actually identifying or remedying the source of the mold. This must be done, or you’re just going to keep dealing with mold over and over again.